Take the opportunity to look at your credit report and search for mistakes each and every year. The FTC requires the consumer credit reporting agencies to provide you a copy of your file every year for this reason. Each credit bureau organizes their information a little different and with AnnualCreditReport.com you can view all 3 credit reports at the same time at no charge.
View credit report
Request a copy of your credit report, and when you recieve it look for errors or old information that may be removed. Anything that looks wrong ask for an explanation, this can only help improve your score if you remove old and derogatory credit history. Read up on how to fix or repair credit blogs and get the information you need for free. Once you have done the above steps you can view oyur credit report and score online at View Credit Report
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